About us
Supporting the Police Family since 1989
We are a ‘member owned’ financial services company exclusively serving the law enforcement community in Scotland. To see if you qualify to join thousands of your colleagues and their families who save and borrow sensibly with their Credit Union, just click the “Can I Join” on the button below.
Who we are
“People, not profit – We are Scottish Police Credit Union, a member owned co-operative which serves the financial needs of the Police Family in Scotland.
Established in 1989, by the then Strathclyde Police Federation Branch Board, we are here to provide affordable financial solutions for our members whether it is a safe and secure place to save monthly or to help finance their needs through a range of products and services.
Unlike other financial institutes, we have a flexible approach to dealing with your financial wellbeing and thrive on being an alternative and ethical organisation who puts our members first.
A credit union is a financial co-operative owned and run by its members. It offers a range of financial services, including savings accounts, loans, and mortgages, exclusively to its members.
As not-for-profit organisations, credit unions prioritise the needs of their members over making a profit. This often leads to more competitive interest rates on loans and higher interest rates on savings compared to traditional banks.
To join a credit union, you usually need to live or work in a specific area or be part of a particular employer group. As a member, you have a say in how the credit union is run and can benefit from its financial services.
Credit unions play a vital role in providing financial services to people who may not be well-served by traditional banks. They can be a great option for people looking to save money, borrow at reasonable rates, or build their credit history.
Why you should consider joining Scottish Police Credit Union:
- Ethical and Member-Focused: As a not-for-profit organisation, we prioritise the financial well-being of our members. Each time you contact the Credit Union, you will be able to speak with one of our experienced team.
- Competitive Rates: We often offer lower interest rates on loans and higher dividend rates on savings compared to traditional banks. To find out more about dividends please click here.
- Personalised Service: We provide tailored financial products to support to our members.
- Financial Security: We offer you a safe place to build a healthy savings habit and borrow should you need it. Check out our savings accounts for you and your family here.
- Community and Belonging: Joining SPCU means that you become a part-owner and are financially supported by others in the police family.
- Exclusive Benefits: Your membership with us provides many benefits that not only include access to different savings products, 24/7 loan applications but also provide product insurances at no extra cost to you – Life Savings Cover, Loan Protection and Payment Waiver (T&C’s Apply – for more information click here).
By choosing to join SPCU, you could secure a more financially sound future and enjoy the benefits of a community-oriented financial institution.
To be eligible to join Scottish Police Credit Union, you must fall within our common bond. For more information or to check if you can join, click here.
Scottish Police Credit Union is governed by a democratically elected Board of Directors, all of whom are members and who do not receive payment for their services as directors. Our Board is made up of current and retired Police Officers and Staff, and experienced individuals to help make the Credit Union the success it is today.
Our current Board of Directors are:
Robert Kennedy – Chair
Gary O’Neill – Vice Chair
Paul Rooney – Secretary & Director of HR & Professional Development
Theresa Collie – Assistant Secretary
Kerry Harvie – Treasurer
Allan Macleod – Assistant Treasurer
Angela Wood – Director of Risk
Graeme Gallie – Director of Audit
Austin Dorrian – Director of Compliance
Derrick Johnston – Director of Marketing
Chris Mooney – Director of IT & Services
Natalie Carr – Director
George Nedley – Director/CEO
We can come to you!
If you are planning an event within Police Scotland, we would be more than happy to attend. Please complete the Visit Request Form using the button below or email marketing@scottishpolicecu.co.uk with any details or questions.
If you require any materials for your event or your station from the Credit Union, please contact the office on 0141 771 1314 or email marketing@scottishpolicecu.co.uk and we can provide materials or information on our services.
