About Us

Welcome to Scottish Police Credit Union - Proud to Serve the Police Family

Scottish Police Credit Union is a 'member owned' financial services company exclusively serving the law enforcement community in Scotland. To see if you qualify to join thousands of your colleagues and their families who save and borrow sensibly with their Credit Union, just click the Can I Join on the button below.

The Credit Union Difference

Like all Credit Unions, we operate as a not for profit co-operative which is owned and run by our members, for our members.

As a mutual financial services provider, our members - that could be you - are the most important consideration in everything we do.

Any surplus that we generate is re-invested in the Credit Union to the benefit of all members, primarily by way of a dividend return on your savings.

Established by Police Officers in 1989, we are the only Credit Union in Scotland offering financial services exclusively to all serving and retired police employees across Scotland and thanks to our members we are one of the largest credit unions in the UK today offering you:

  • A range of financial products that suits your needs
  • A personal, friendly and professional service
  • A flexible approach to dealing with your financial wellbeing
  • An alternative, ethical, financial organisation

Have you seen our video yet?

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SPCU Social

Have you checked out our social media accounts @ScotsPoliceCU - just click the icons below. It's a great way to keep up to date with what's going on at YOUR Credit Union.


Saving with your Credit Union is very easy as most of our members can make payments through salary deduction. For those who cannot, payments can be made by direct debit.

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Member Services

Loan Protection, Life Savings Cover and our innovative Payment Waiver Scheme are just some of the ways "We've got your back"

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