New Account

Apply for an SPCU account

Complete the form below then we will contact you with your account details.

Note: This application form is for serving or retired police and staff. If you are a Family member then please go to the savings page and follow guidance there.


Applicant DetailsHelp

*Required field

Please Enter a valid phone number

Please tick where applicable:

I am related to a committee or staff member of the Scottish Police Credit Union Ltd
I wish to be kept up to date by email with the Credit Union's changing products and services.

Current Work DetailsHelp

*Required field
- -

Next of kinHelp

*Required field

I hereby nominate:

New Member LoanHelp

Fixed loan amount £500. Fixed repayment 6 months or 12 months.

I want to apply for an new member loan

Designated Account Details

- -

Declaration - Please read carefully and complete as appropriate

I declare I am not subject to any of the following:
  • Arrears – Mortgage/Rent
  • Arrears - Loan/Credit Card/ Other
  • Court Decree or County Court Judgment
  • Individual Voluntary Arrangement
  • Debt Arrangement Scheme
  • Un-discharged Bankrupt
  • Protected Trust Deed

We will contact you to make your initial debit card payment of £10 before emailing your loan paperwork.

Pay DetailsHelp

*Required field


I wish to save the sum of
to my Credit Union membership account each month.*

New Member Loan Please select option 1 or option 2 below

Option 1: I agree to pay the fixed sum of £46.00 per month for 12 Months to my New Member Loan account.
Option 2: I agree to pay the fixed sum of £88.00 per month for 6 Months to my New Member Loan account.

Payroll Deduction

I hereby authorise the applicable finance department of Police Scotland/
Force, to deduct from my pay the total sum of
(monthly savings
plus loan repayment
) each pay day and remit it to the Scottish Police Credit Union Ltd.

Direct Debit

Instruction to your Bank or Building Society: Please pay Scottish Police Credit Union Ltd. Direct Debits from the account detailed in this Instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with Scottish Police Credit Union Ltd. and, if so, details will be passed electronically to my bank/building society.

Please complete the direct debit mandate and select the date you wish your Direct Debit to be collected:*

I am authorised to set up instructions on this account, with just my signature:*

The Direct Debit Guarantee

  • This guarantee is offered by all Banks and Building Societies that take part in the Direct Debit Scheme. The efficiency and security of the scheme is monitored and protected by your own Bank or Building Society.
  • If the amounts to be paid or the payment dates change Scottish Police Credit Union Limited will notify you ten working days in advance of your account being debited or as otherwise agreed.
  • If an error is made by Scottish Police Credit Union Limited or your Bank or Building Society, you are guaranteed a full and immediate refund from your branch of the amount paid.
  • You can cancel a Direct Debit at any time by writing to your Bank or Building Society. Please send a copy of your letter to us.


Before applying you must read the FSCS terms and conditions, membership terms and conditions, and membership key facts.

*Required field
I confirm I have read and agreed to the terms and conditions of this application.*
Some of the required fields have not been completed. Please Click here to review the form.