Log In       Register
Kidzplus Savings Account

The Kidzplus Account is our Junior Savers Account . The account is open to the children of existing qualifying members who must reside at the home address of the member opening the account and members of the Police Scotland Youth Volunteers aged under 16 years of age.

For children of Existing Members

For children under the age of 10 the account will be held in trust. Upon reaching 10 the child may wish to have the account in their own name and upon reaching the age of 16 will be automatically transferred to full family membership status. Please not Credit Union Family membership account holders are not eligible to act as a trustee.

For Police Scotland Youth Volunteers

Police Scotland Youth volunteers under the age of 16 years of age are able to open an acount in their own name and will transfer automatically to full membership status upon reaching the age of 16 years old.

We require proof of identity and address for each child when opening a Kidzplus Account.

Acceptable documents for this purpose include:


  • Birth Certificate
  • Passport
  • NHS Medical Card


  • Bank, credit union or buildng society passbook or statement (in the name of the child)
  • Confirmation letter from school or doctor (address and name of child must be clearly shown)
  • NHS Medical Card ( if not used for ID)
  • Child benefit or tax credit notification letter

Features of the account

  • There is no minimum saving amount or requirement to save on a regular monthly basis, however we would recommend paying at least £1 whenever a deposit is made.
  • If you would prefer to make regular monthly payments this can be done through your salary deduction if available or by Direct Debit.
  • Payments can be changed at any time by completing the appropriate payment mandate.
  • The maximum balance allowed to be held in the Kidzplus account is £5,000.
  • Deposits methods include cheques payable to Scottish Police Credit Union Ltd, paying by debit/credit card (charges may apply) or by bank transfer.
  • The Kidzplus Account currently attracts an interest rate of 1.8% (variable). Please note interest is paid gross of tax and any tax liability is the responsibility of the member.

Applying for a Kidzplus Account

If you would like to open a Kidzplus Account you can download an application form here.

Alternatively, contact us on 0141 771 1314 or email info@scottishpolicecu.co.uk to request an application form

Financial Services Compensation Scheme

The Financial Services Compensation Scheme (FSCS) protects all eligible deposits with the Credit Union up to a total of £85,000 per individual and ensures that should Scottish Police Credit Union be unable to meet its financial obligations your savings are protected.

Our Junior savers Account known as KidsPlus is coverd by FSCS, it is important that before applying for a Junior Savers Account (KidsPlus) you understand what this means for you.

An information booklet is available for you to read here and a summary and exclusions list is provided below which you will be asked to confirm you have read as part of the terms & conditions of membership.


Cancellation rights

Under the Distance Marketing Directive, you have the right to cancel your membership within 14 days of signing your application form, provided there has been no face to face contact with an authorised representative of the Credit Union regarding membership.

Should you wish to exercise this right to cancel, you can do so by writing to 165 Baillieston Road, Glasgow, G32 0TN. We will refund any funds we have received from you under the terms of your membership application.