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Leisure Loan

Many of our members who borrow with us have been happy to refinance thier loans to keep a single payment, but what if you prefer to keep things separate and pay your loans over different repayment times - well now you can.

Our 5 most popular reasons for borrowing are now all available as stand alone loan products.

Leisure Loan

Thousands of people participate in leisure time activities some to keep themselves fit, some for fun and some just to get them out the house!!. Whatever your resason for your leisure persuits some can be very expensive to participate in. A Leisure Loan from Scottish Police Credit Union can help spread the cost so whether you need a new horse box, a new set of golf clubs or even a new canoe we can help you get out there and enjoy your spare time .

Features & Benefits

  • available to all members after 1st regular deposit
  • borrow any amount up to £10,000
  • repay between 6 and 60 months
  • can be refinanced for further leisure purchases up to the limit of £10,000
  • free loan protection insurance (T & C's Apply)
  • free payment waiver protection insurance (T & C's Apply)
  • no set up fees or early repaymemt penalties
  • guaranteed loan interest rates not representative rates (click here for up to date rates)
  • can be paid to you or a third party
  • eligible for the interest rate discount scheme*


*If not already used on another existing credit union loan you may be able to utilise your savings balance in your membership account and qulify for a discount on our standard rates. Simple to understand, the hiigher the percentage of your savings you can secure against your loan the higher the discount available. This can mean a fantastice 2% reduction if you can fully secure your loan.

Pleaser note that savings held in your membership account are secured against your total outstanding loan balances and access to them is restricted while your total loan balance is higher than your savings. This helps mitigate any potential losses should you find yourself unable to make your loan repayments and protects the wider membership.